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Credit Cards		Balance transfers		Purchases		Typical APR (Variable)	Benefits
Credit Cards		Rate	Duration	Rate	Duration	Typical APR (Variable)	Benefits
	Capital One Balance Transfer and Purchase Credit Card 0% on BT until 1st Nov 09 and 0% on Purchases until 1st Nov 08 more info Capital One Balance Transfer and Purchase Credit Card Typical APR of 15.9% Minimum monthly payments of 3.0% or £5.00 No annual fee Balance transfer rate of 0.0% PA until 11/09 Balance transfer fee of 3.0% Cash withdrawal fee of 3.0% / Minimum £3.00 Credit limit: Max £16000.00/ Min £1500.00 Late payment charge of £12.00 Foreign usage rates: 2.75% within Europe / 2.75% rest of world	0.0%	until 11/09	0.0%	until 11/08	15.9%	15/3 Split Length Teaser
	Virgin Credit Card 0% BT for 15 months, 0% on purchases for 3 months & awesome discounts! more info Virgin Credit Card Typical APR of 15.9% Minimum monthly payments of 3.0% or £25.00 No annual fee Balance transfer rate of 0.0% PA for 15 months Balance transfer fee of 2.98% or £3.00 Cash withdrawal fee of 3.0% / Minimum £3.00 Credit limit: Max £50000.00/ Min £0.00 Late payment charge of £12.00 Foreign usage rates: 2.99% within Europe / 2.99% rest of world Applicants must be over 18 years old	0.0%	for 15 months	0.0%	for 3 months	15.9%	First month off with Virgin Media and Virgin Active
	Capital One Platinum Card 0% on Balance Transfers and Purchases until 1st October 2009 more info Capital One Platinum Card Typical APR of 12.9% Minimum monthly payments of 3.0% or £5.00 No annual fee Balance transfer rate of 0.0% PA until 10/09 Balance transfer fee of 3.0% Cash withdrawal fee of 3.0% / Minimum £3.00 Credit limit: Max £16000.00/ Min £1500.00 Late payment charge of £12.00 Foreign usage rates: 2.75% within Europe / 2.75% rest of world Applicants must be over 21 years old	0.0%	until 10/09	0.0%	until 10/09	12.9%	Response in only 5 minutes!
	Egg Card 15 Months Balance Transfer plus 5 months in July 2010 and 2011 more info Egg Visa Typical APR of 16.9% Minimum monthly payments of 2.0% or £5.00 No annual fee Balance transfer rate of 0.0% PA for 15 months Balance transfer fee of 3.0% Cash withdrawal fee of 3.0% / Minimum £3.00 Credit limit: Max £15000.00/ Min £500.00 Late payment charge of £16.00 Foreign usage rates: 2.75% within Europe / 2.75% rest of world	0.0%	for 15 months	0.0%	for 3 months	16.9%	Apply in minutes!
	MBNA Platinum Plus Visa 0% BT until September 2009 and 0% on Purchases until November 2008 more info MBNA Platinum Plus Visa Typical APR of 15.9% Minimum monthly payments of 3.0% or £25.00 No annual fee Balance transfer rate of 0.0% PA until 09/09 Balance transfer fee of 2.9% or £3.00 Cash withdrawal fee of 3.0% / Minimum £3.00 Credit limit: Max £50000.00/ Min £0.00 Late payment charge of £12.00 Foreign usage rates: 2.99% within Europe / 2.99% rest of world	0.0%	until 09/09	0.0%	until 11/08	15.9%	Instant decision online
	Barclaycard Platinum 14 months Balance Transfer 0% BT for 14 months and 0% purchases for 3 months. Apply Today! more info Barclaycard Platinum 14 months Balance Transfer Typical APR of 14.9% Minimum monthly payments of 2.25% or £5.00 No annual fee Balance transfer rate of 0.0% PA for 14 months Balance transfer fee of 2.9% Cash withdrawal fee of 2.5% / Minimum £2.50 Credit limit: Varies Min £250.00 Late payment charge of £12.00 Foreign usage rates: 2.75% within Europe / 2.75% rest of world	0.0%	for 14 months	0.0%	for 3 months	14.9%	As seen on TV: 6 months FREE Gadget Insurance!
	Alliance & Leicester MasterCard 0% on BT for 12 months and 0% on purchases for 3 months. Apply now! more info Alliance & Leicester MasterCard Typical APR of 15.9% Minimum monthly payments of 3.0% or £25.00 No annual fee Balance transfer rate of 0.0% PA for 12 months Balance transfer fee of 3.0% or £3.00 Cash withdrawal fee of 3.0% / Minimum £3.00 Credit limit: Max £50000.00/ Min £0.00 Late payment charge of £12.00 Foreign usage rates: 2.99% within Europe / 2.99% rest of world	0.0%	for 12 months	0.0%	for 3 months	15.9%
	Barclaycard OnePulse 14 months Balance Transfer 0% interest on Balance Transfers for 14 months. Apply now! more info Barclaycard OnePulse 14 months Balance Transfer Typical APR of 14.9% Minimum monthly payments of 2.25% or £5.00 No annual fee Balance transfer rate of 0.0% PA for 14 months Balance transfer fee of 2.9% or £7.25 Cash withdrawal fee of 2.5% / Minimum £2.50 Credit limit: Varies Min £250.00 Late payment charge of £12.00 Foreign usage rates: 2.75% within Europe / 2.75% rest of world	0.0%	for 14 months	0.0%	for 3 months	14.9%	Credit Card and Oyster in one. Go cashless with OneTouch!
	SonyCard 0% BT for 12 months, 0% purchases for 3 months. more info SonyCard Typical APR of 15.9% Minimum monthly payments of 3.0% or £25.00 No annual fee Balance transfer rate of 0.0% PA for 12 months Balance transfer fee of 3.0% or £3.00 Cash withdrawal fee of 3.0% / Minimum £3.00 Credit limit: Max £50000.00/ Min £0.00 Late payment charge of £12.00 Foreign usage rates: 2.99% within Europe / 2.99% rest of world	0.0%	for 12 months	0.0%	for 3 months	15.9%	3000 Pulsebeats FREE/claim two Movie DVDs
	WWF UK Visa 0% BT for 12 months, 0% purchase for 3 months. Best Charity Card of 2008! more info MBNA Europe Bank WWF UK Visa Typical APR of 15.9% Minimum monthly payments of 3.0% or £25.00 No annual fee Balance transfer rate of 0.0% PA for 12 months Balance transfer fee of 3.0% or £3.00 Cash withdrawal fee of 3.0% / Minimum £3.00 Credit limit: Max £50000.00/ Min £0.00 Late payment charge of £12.00 Foreign usage rates: 2.99% within Europe / 2.99% rest of world	0.0%	for 12 months	0.0%	for 3 months	15.9%	Contribution to WWF for all card purchases made
	HSBC Bank Credit Card 0% on BT for 13 months and 0% on Purchases for 3 months. more info HSBC Bank Credit Card Typical APR of 16.9% Minimum monthly payments of 2.5% or £5.00 No annual fee Balance transfer rate of 0.0% PA for 13 months Balance transfer fee of 2.5% or £5.00 Cash withdrawal fee of 2.5% / Minimum £2.50 Credit limit: Varies Min £500.00 Late payment charge of £12.00 Foreign usage rates: 2.75% within Europe / 2.75% rest of world Applicants must be over 18 years old	0.0%	for 13 months	0.0%	for 3 months	16.9%	Free additional card for partners or family.
	Barclaycard Flexi-Rate Visa 0% BT for 14 months, 0% interest on purchases for 3 months. more info Barclaycard Flexi-Rate Visa Typical APR of 14.9% Minimum monthly payments of 2.0% or £5.00 No annual fee Balance transfer rate of 0.0% PA for 14 months Balance transfer fee of 2.9% Cash withdrawal fee of 2.5% / Minimum £2.50 Credit limit: Varies Min £250.00 Late payment charge of £20.00 Foreign usage rates: 2.75% within Europe / 2.75% rest of world Applicants must be over 18 years old	0.0%	for 14 months	0.0%	for 3 months	14.9%	Great holiday deals
	MBNA Platinum Rewards Visa 0% BT until Sept 2009 & 0% Purchases until Nov 2008 + 1 point for every £1! more info MBNA Platinum Rewards Visa Typical APR of 15.9% Minimum monthly payments of 3.0% or £25.00 No annual fee Balance transfer rate of 0.0% PA until 09/09 Balance transfer fee of 2.9% or £3.00 Cash withdrawal fee of 3.0% / Minimum £3.00 Credit limit: Max £50000.00/ Min £0.00 Late payment charge of £12.00 Foreign usage rates: 2.99% within Europe / 2.99% rest of world	0.0%	until 09/09	0.0%	until 11/08	15.9%	Instant decision online
	Tesco Clubcard 0% fixed rate for 13 months on Tesco Purchases more info Tesco Clubcard Typical APR of 16.9% Minimum monthly payments of 3.0% or £5.00 No annual fee Balance transfer rate of 0.0% PA for 13 months Balance transfer fee of 2.9% Cash withdrawal fee of 3.0% / Minimum £3.00 Credit limit: Max £5000.00/ Min £250.00 Late payment charge of £12.00 Foreign usage rates: 0.0% within Europe / 0.0% rest of world	0.0%	for 13 months	0.0%	for 3 months	16.9%	5 points for every £4 you spend at Tesco or Tesco.com
	Breakthrough Breast Cancer 0% BT for 12 months & 0% on purchases for 3 months + contributions. more info MBNA Europe Bank Breakthrough Breast Cancer MasterCard Typical APR of 15.9% Minimum monthly payments of 3.0% or £25.00 No annual fee Balance transfer rate of 0.0% PA for 12 months Balance transfer fee of 3.0% or £3.00 Cash withdrawal fee of 3.0% / Minimum £3.00 Credit limit: Max £50000.00/ Min £0.00 Late payment charge of £12.00 Foreign usage rates: 2.99% within Europe / 2.99% rest of world	0.0%	for 12 months	0.0%	for 3 months	15.9%	Charity Contributions
	Halifax One Online Special 0% on BT and Purchases for the first 10 months! more info Halifax One Online Special Typical APR of 15.9% Minimum monthly payments of 2.0% or £5.00 No annual fee Balance transfer rate of 0.0% PA for 10 months Balance transfer fee of 3.0% or £3.00 Cash withdrawal fee of 3.0% / Minimum £3.00 Credit limit: Varies Min £500.00 Late payment charge of £12.00 Foreign usage rates: 2.95% within Europe / 2.95% rest of world	0.0%	for 10 months	0.0%	for 10 months	15.9%	Choice of 5 card colours:Black,Pink, Red,White,Blue.
	MBNA Rewards American Express® 0% BT for 12 months & 0% on card purchases for 3 months + rewards! more info MBNA Rewards American Express® Typical APR of 15.9% Minimum monthly payments of 3.0% or £25.00 No annual fee Balance transfer rate of 0.0% PA for 12 months Balance transfer fee of 3.0% or £3.00 Cash withdrawal fee of 3.0% / Minimum £3.00 Credit limit: Max £50000.00/ Min £0.00 Late payment charge of £12.00 Foreign usage rates: 2.75% within Europe / 2.75% rest of world	0.0%	for 12 months	0.0%	for 3 months	15.9%	Exclusive Cardmember and VIP travel services
	NatWest Classic Card Low APR. 0% BT for 13 months & 0% purchases for 6 months - apply today! more info NatWest Classic Card Typical APR of 15.9% Minimum monthly payments of 2.25% or £5.00 No annual fee Balance transfer rate of 0.0% PA for 13 months Balance transfer fee of 2.9% Cash withdrawal fee of 3.0% / Minimum £3.00 Credit limit: Max £5000.00/ Min £500.00 Late payment charge of £12.00 Foreign usage rates: 2.75% within Europe / 2.75% rest of world Applicants must be over 18 years old	0.0%	for 13 months	0.0%	for 6 months	15.9%	Up to £300 daily cash advance
	Royal Bank of Scotland Classic 0% on balance transfers for 13 months and 0% on purchases for 6 months! more info Royal Bank of Scotland Classic Typical APR of 15.9% Minimum monthly payments of 2.25% or £5.00 No annual fee Balance transfer rate of 0.0% PA for 13 months Balance transfer fee of 2.9% Cash withdrawal fee of 3.0% / Minimum £3.00 Credit limit: Max £5000.00/ Min £0.00 Late payment charge of £12.00 Foreign usage rates: 2.75% within Europe / 2.75% rest of world Applicants must be over 18 years old	0.0%	for 13 months	0.0%	for 6 months	15.9%	Up to £300 daily cash advance

We present information which we obtain from independent sources and do not give financial advice. You should check rates and terms with the product provider.

* The savings figures shown above are based on the total interest payments you would have to make if you kept your current credit card. It uses a decreasing balance method with an effective monthly interest rate calculated as Current APR divided by 12 and a one off balance transfer fee paid when the switch is made. We assume a minimum monthly repayment of 2% of the end of month balance. For each card, the savings are calculated over the individual balance transfer periods shown in the table

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