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Credit Cards		Balance transfers		Purchases		Typical APR (Variable)	Benefits
Credit Cards		Rate	Duration	Rate	Duration	Typical APR (Variable)	Benefits
	Barclaycard Platinum 14 months Balance Transfer 0% BT for 14 months and 0% purchases for 3 months. Apply Today! more info Barclaycard Platinum 14 months Balance Transfer Typical APR of 14.9% Minimum monthly payments of 2.25% or £5.00 No annual fee Balance transfer rate of 0.0% PA for 14 months Balance transfer fee of 2.9% Cash withdrawal fee of 2.5% / Minimum £2.50 Credit limit: Varies Min £250.00 Late payment charge of £12.00 Foreign usage rates: 2.75% within Europe / 2.75% rest of world	0.0%	for 14 months	0.0%	for 3 months	14.9%	As seen on TV: 6 months FREE Gadget Insurance!
	MBNA Platinum Plus Visa 0% BT until September 2009 and 0% on Purchases until November 2008 more info MBNA Platinum Plus Visa Typical APR of 15.9% Minimum monthly payments of 3.0% or £25.00 No annual fee Balance transfer rate of 0.0% PA until 09/09 Balance transfer fee of 2.9% or £3.00 Cash withdrawal fee of 3.0% / Minimum £3.00 Credit limit: Max £50000.00/ Min £0.00 Late payment charge of £12.00 Foreign usage rates: 2.99% within Europe / 2.99% rest of world	0.0%	until 09/09	0.0%	until 11/08	15.9%	Instant decision online
	Capital One Platinum Card 0% on Balance Transfers and Purchases until 1st October 2009 more info Capital One Platinum Card Typical APR of 12.9% Minimum monthly payments of 3.0% or £5.00 No annual fee Balance transfer rate of 0.0% PA until 10/09 Balance transfer fee of 3.0% Cash withdrawal fee of 3.0% / Minimum £3.00 Credit limit: Max £16000.00/ Min £1500.00 Late payment charge of £12.00 Foreign usage rates: 2.75% within Europe / 2.75% rest of world Applicants must be over 21 years old	0.0%	until 10/09	0.0%	until 10/09	12.9%	Response in only 5 minutes!
	Barclaycard Platinum Purchases 0% on purchases for 10 months and 6.5% on balance transfers until paid in full. more info Barclaycard Platinum Purchases Typical APR of 16.9% Minimum monthly payments of 2.25% or £5.00 No annual fee Balance transfer rate of 6.5% PA n/a No balance transfer fee Cash withdrawal fee of 2.5% / Minimum £2.50 Credit limit: Varies Min £250.00 Late payment charge of £12.00 Foreign usage rates: 2.75% within Europe / 2.75% rest of world Applicants must be over 21 years old	6.5%	n/a	0.0%	for 10 months	16.9%	As seen on TV: 6 months FREE Gadget Insurance!
	BA Amex® Premium Plus 3 BA Miles per £2, £120 Annual Fee more info BA Amex® Premium Plus Typical APR of 43.5% Minimum monthly payments of 2.5% or £5.00 Annual fee of £150.00 No balance transfer rate No balance transfer fee Cash withdrawal fee of 3.0% / Minimum £3.00 Credit limit: Varies Min £1200.00 Late payment charge of £10.00 Foreign usage rates: 0.0% within Europe / 0.0% rest of world	n/a	n/a	n/a	n/a	43.5%	Apply today and collect up to 6,000 bonus BA
	Capital One Low Rate No balance transfer fee more info Capital One Low Rate Typical APR of 8.5% Minimum monthly payments of 3.0% or £5.00 No annual fee No balance transfer rate Balance transfer fee of 0.0% Cash withdrawal fee of 3.0% / Minimum £3.00 Credit limit: Max £16000.00/ Min £500.00 Late payment charge of £12.00 Foreign usage rates: 2.75% within Europe / 2.75% rest of world	8.5%	n/a	8.5%	n/a	8.5%	A low 8.5% APR typical variable!
	The GM Platinum MasterCard Save up to £2k on a New Vauxhall or £2,500 at Saab! more info The GM Platinum MasterCard Typical APR of 14.9% Minimum monthly payments of 2.0% or £5.00 No annual fee Balance transfer rate of 0.0% PA for 5 months Balance transfer fee of 2.0% or £5.00 Cash withdrawal fee of 2.5% / Minimum £3.00 Credit limit: Max £15000.00/ Min £0.00 Late payment charge of £12.00 Foreign usage rates: 0.0% within Europe / 0.0% rest of world	0.0%	for 5 months	0.0%	for 5 months	14.9%	Get £3 back every £100 you spend.
	MBNA Platinum Rewards Visa 0% BT until Sept 2009 & 0% Purchases until Nov 2008 + 1 point for every £1! more info MBNA Platinum Rewards Visa Typical APR of 15.9% Minimum monthly payments of 3.0% or £25.00 No annual fee Balance transfer rate of 0.0% PA until 09/09 Balance transfer fee of 2.9% or £3.00 Cash withdrawal fee of 3.0% / Minimum £3.00 Credit limit: Max £50000.00/ Min £0.00 Late payment charge of £12.00 Foreign usage rates: 2.99% within Europe / 2.99% rest of world	0.0%	until 09/09	0.0%	until 11/08	15.9%	Instant decision online
	Post Office Platinum MasterCard 0% BT for 10 months and 0% on Purchases for 3 months more info Post Office Platinum MasterCard Typical APR of 15.9% Minimum monthly payments of 2.5% or £5.00 No annual fee Balance transfer rate of 0.0% PA for 10 months Balance transfer fee of 2.75% Cash withdrawal fee of 2.5% / Minimum £3.00 Credit limit: Varies Min £500.00 Late payment charge of £12.00 Foreign usage rates: 0.0% within Europe / 0.0% rest of world	0.0%	for 10 months	0.0%	for 3 months	15.9%	0% commission on purchases overseas
	Barclaycard Platinum Cashback 4% cashback until 30/09/08, 0.5% thereafter on spending until 01/01/2010 more info Barclaycard Platinum Cashback Typical APR of 16.9% Minimum monthly payments of 2.25% or £5.00 No annual fee Balance transfer rate of 0.0% PA for 12 months Balance transfer fee of 2.5% or £6.25 Cash withdrawal fee of 2.5% / Minimum £2.50 Credit limit: Varies Min £250.00 Late payment charge of £12.00 Foreign usage rates: 2.75% within Europe / 2.75% rest of world	0.0%	for 12 months	n/a	n/a	16.9%	As seen on TV: 6 months FREE Gadget Insurance!
	American Express® Platinum Spend & Earn - 5% Moneyback for your first 3 months, then up to 1.5%! more info American Express® Platinum Typical APR of 18.9% Minimum monthly payments of 2.5% or £5.00 No annual fee No balance transfer rate No balance transfer fee Cash withdrawal fee of 3.0% / Minimum £3.00 Credit limit: Max £25000.00/ Min £700.00 Late payment charge of £10.00 Foreign usage rates: 0.0% within Europe / 0.0% rest of world	n/a	n/a	n/a	n/a	18.9%	Earn up to 5% Cashback
	NatWest Platinum MasterCard Low APR. 0% BT for 13 months & 0% purchases for 6 months - apply today! more info NatWest Platinum MasterCard Typical APR of 15.9% Minimum monthly payments of 2.25% or £5.00 No annual fee Balance transfer rate of 0.0% PA for 13 months Balance transfer fee of 2.9% or £5.00 Cash withdrawal fee of 3.0% / Minimum £3.00 Credit limit: Max £20000.00/ Min £300.00 Late payment charge of £12.00 Foreign usage rates: 2.75% within Europe / 2.75% rest of world	0.0%	for 13 months	0.0%	for 6 months	15.9%

We present information which we obtain from independent sources and do not give financial advice. You should check rates and terms with the product provider.

* The savings figures shown above are based on the total interest payments you would have to make if you kept your current credit card. It uses a decreasing balance method with an effective monthly interest rate calculated as Current APR divided by 12 and a one off balance transfer fee paid when the switch is made. We assume a minimum monthly repayment of 2% of the end of month balance. For each card, the savings are calculated over the individual balance transfer periods shown in the table

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