Compare Credit Cards			Balance transfers		Purchases		Typical APR (Variable)	Benefits
			Rate	Duration	Rate	Duration
		Virgin Credit Card 0% BT for 16 months, 0% on Purchases for 6 months & awesome discounts! more info Virgin Credit Card Applicants must be over 18 years old Typical APR of 16.6% Minimum monthly payments of 5.0% or £25.00 No annual fee Balance transfer rate of 0.0% PA for 16 months Balance transfer fee of 2.98% Cash withdrawal fee of 3.0% / Minimum £3.00 Credit limit: Varies Min £0.00 Late payment charge of £12.00 Foreign usage rates: 2.99% within Europe / 2.99% rest of world	0.0%	for 16 months 2.98% fee	0.0%	for 6 months	16.6% Typical APR (Variable)	Great deals with Virgin Media,Virgin Active, Holidays!
		MBNA Platinum Plus Visa 0% BT until January 2010 and 0% on Purchases until March 2009 more info MBNA Platinum Plus Visa Applicants must be over 25 years old Applicants must be earn more than £25000 a year No CCJs Homeowner Typical APR of 15.9% Minimum monthly payments of 0.0% or £0.00 No annual fee Balance transfer rate of 0.0% PA until 01/10 Balance transfer fee of 2.9% Cash withdrawal fee of 3.0% / Minimum £3.00 Credit limit: Varies Min £0.00 Late payment charge of £12.00 Foreign usage rates: 2.99% within Europe / 2.99% rest of world	0.0%	until 01/10 2.9% fee	0.0%	until 03/09	15.9% Typical APR (Variable)	Instant decision online
		Alliance & Leicester MasterCard 0% on BT for 12 months and 0% on Purchases for 3 months. Apply now! more info Alliance & Leicester MasterCard Typical APR of 15.9% Minimum monthly payments of 3.0% or £25.00 No annual fee Balance transfer rate of 0.0% PA for 12 months Balance transfer fee of 3.0% Cash withdrawal fee of 3.0% / Minimum £3.00 Credit limit: Max £50000.00/ Min £0.00 Late payment charge of £12.00 Foreign usage rates: 2.99% within Europe / 2.99% rest of world	0.0%	for 12 months 3.0% fee	0.0%	for 3 months	15.9% Typical APR (Variable)
		WWF UK Visa 0% BT for 12 months, 0% Purchase for 3 months. Best Charity Card of 2008! more info MBNA Europe Bank WWF UK Visa Typical APR of 15.9% Minimum monthly payments of 3.0% or £25.00 No annual fee Balance transfer rate of 0.0% PA for 12 months Balance transfer fee of 3.0% Cash withdrawal fee of 3.0% / Minimum £3.00 Credit limit: Max £50000.00/ Min £0.00 Late payment charge of £12.00 Foreign usage rates: 2.99% within Europe / 2.99% rest of world	0.0%	for 12 months 3.0% fee	0.0%	for 3 months	15.9% Typical APR (Variable)	Contribution to WWF for all card purchases made
		MBNA Platinum Rewards Visa 0% BT for 13 months and 0% Purchases for 3 months. Get 1 point. for every £1 you spend! more info MBNA Platinum Rewards Visa Applicants must be over 25 years old Applicants must be earn more than £25000 a year No CCJs Homeowner Typical APR of 15.9% Minimum monthly payments of 0.0% or £0.00 No annual fee Balance transfer rate of 0.0% PA for 13 months Balance transfer fee of 2.9% Cash withdrawal fee of 3.0% / Minimum £3.00 Credit limit: Varies Min £0.00 Late payment charge of £12.00 Foreign usage rates: 2.99% within Europe / 2.99% rest of world	0.0%	for 13 months 2.9% fee	0.0%	for 3 months	15.9% Typical APR (Variable)	Instant decision online
		MBNA Rewards American Express® 0% BT for 12 months & 0% on card purchases for 3 months + rewards! more info MBNA Rewards American Express® Typical APR of 15.9% Minimum monthly payments of 5.0% or £25.00 No annual fee Balance transfer rate of 0.0% PA for 12 months Balance transfer fee of 3.0% Cash withdrawal fee of 3.0% / Minimum £3.00 Credit limit: Max £50000.00/ Min £0.00 Late payment charge of £12.00 Foreign usage rates: 2.75% within Europe / 2.75% rest of world	0.0%	for 12 months 3.0% fee	0.0%	for 3 months	15.9% Typical APR (Variable)	Exclusive Cardmember and VIP travel services
		Post Office Platinum MasterCard 0% BT for 12 months and 0% on Purchases for 3 months more info Post Office Platinum MasterCard Typical APR of 16.9% Minimum monthly payments of 2.5% or £5.00 No annual fee Balance transfer rate of 0.0% PA for 12 months Balance transfer fee of 2.75% Cash withdrawal fee of 2.5% / Minimum £3.00 Credit limit: Varies Min £500.00 Late payment charge of £12.00 Foreign usage rates: 0.0% within Europe / 0.0% rest of world	0.0%	for 12 months 2.75% fee	0.0%	for 3 months	16.9% Typical APR (Variable)	0% commission on purchases overseas
		American Express® Platinum Spend & Earn - 5% Moneyback for your first 3 months, then up to 1.5%! more info American Express® Platinum Typical APR of 18.9% Minimum monthly payments of 2.5% or £5.00 No annual fee No balance transfer rate Balance transfer fee of 0.0% Cash withdrawal fee of 3.0% / Minimum £3.00 Credit limit: Max £25000.00/ Min £700.00 Late payment charge of £10.00 Foreign usage rates: 2.73% within Europe / 2.73% rest of world	n/a	n/a 0.0% fee	n/a	n/a	18.9% Typical APR (Variable)	Earn up to 5% Cashback
		Breakthrough Breast Cancer 0% BT for 12 mnths & 0% on Purch. for 3 mnths + contributions. more info MBNA Europe Bank Breakthrough Breast Cancer MasterCard Typical APR of 15.9% Minimum monthly payments of 3.0% or £25.00 No annual fee Balance transfer rate of 0.0% PA for 12 months Balance transfer fee of 3.0% Cash withdrawal fee of 3.0% / Minimum £3.00 Credit limit: Max £50000.00/ Min £0.00 Late payment charge of £12.00 Foreign usage rates: 2.99% within Europe / 2.99% rest of world	0.0%	for 12 months 3.0% fee	0.0%	for 3 months	15.9% Typical APR (Variable)	Charity Contributions
		Thomas Cook Credit Card 0% Foreign Exchange fee!Up to 3 months 0% Purchases at Thomas Cook. more info Thomas Cook Credit Card Applicants must be over 18 years old Typical APR of 17.9% Minimum monthly payments of 2.5% or £5.00 No annual fee Balance transfer rate of 0.0% PA for 9 months Balance transfer fee of 2.99% Cash withdrawal fee of 2.99% / Minimum £2.99 Credit limit: Max £50000.00/ Min £250.00 Late payment charge of £12.00 Foreign usage rates: 0.0% within Europe / 0.0% rest of world	0.0%	for 9 months 2.99% fee	n/a	n/a	17.9% Typical APR (Variable)	Save money at Thomas Cook with Travel Pounds!
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We present information which we obtain from independent sources and do not give financial advice. You should check rates and terms with the product provider.

The calculations displayed are only a guide and may depend on your financial circumstance and the card provider.
The balance transfer calculator is based upon a minimum monthly payment of 2.0%

Rates effective on 01 December 2008

What is the calculator?

The calculator allows you to calculate both:

Interest/Charges: The potential annual interest you will incur for each card within your credit card selection on BeatThatQuote.com

Balance transfer Savings: The savings you could potentially make if you were to transfer an existing credit card balance to a new card within your credit card selection on BeatThatQuote.com

How can I compare 2 or more credit cards?

By selecting the box to the left of the card logo for the credit cards you wish to compare and clicking on ‘Compare’ at the top or bottom of the table it will display a wider selection of card features for all the cards you have selected to compare (maximum of 6 credit cards)

How can I filter my results?

If you are looking for a particular card feature e.g. 0% foreign usage charges, you can select ‘Advanced Search’ which will give you specific features to search on allowing you to tailor the card to fit your spending requirements.