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Adverse Credit Cards

Credit Cards		Balance transfers		Purchases		Typical APR (Variable)	Benefits
Credit Cards		Rate	Duration	Rate	Duration	Typical APR (Variable)	Benefits
	Liverpool FC 0% BT for 12 months & 0% purchases for 3 months + 1 point for every £1! more info MBNA Europe Bank Liverpool FC Visa/MasterCard Typical APR of 15.9% Minimum monthly payments of 3.0% or £25.00 No annual fee Balance transfer rate of 0.0% PA for 12 months Balance transfer fee of 3.0% or £3.00 Cash withdrawal fee of 3.0% / Minimum £3.00 Credit limit: Max £50000.00/ Min £0.00 Late payment charge of £12.00 Foreign usage rates: 2.99% within Europe / 2.99% rest of world	0.0%	for 12 months 3.0% or £3.00 fee	0.0%	for 3 months	15.9% Typical APR (Variable)	1 point for every £1 spent
	Manchester United FC 0% BT for 12 months, 0% purchases for 3 months + spend and earn redpoints! more info MBNA Europe Bank Manchester United Visa/MasterCard Typical APR of 15.9% Minimum monthly payments of 3.0% or £25.00 No annual fee Balance transfer rate of 0.0% PA for 12 months Balance transfer fee of 3.0% or £3.00 Cash withdrawal fee of 3.0% / Minimum £3.00 Credit limit: Max £50000.00/ Min £0.00 Late payment charge of £12.00 Foreign usage rates: 2.99% within Europe / 2.99% rest of world	0.0%	for 12 months 3.0% or £3.00 fee	0.0%	for 3 months	15.9% Typical APR (Variable)	Red Rewards!
	Tottenham Hotspur Credit Card 0% BT for 12 months and 0% purchases for 3 months. Earn reward points! more info MBNA Europe Bank Tottenham Hotspur Credit Card Typical APR of 15.9% Minimum monthly payments of 3.0% or £25.00 No annual fee Balance transfer rate of 0.0% PA for 12 months Balance transfer fee of 3.0% or £3.00 Cash withdrawal fee of 3.0% / Minimum £3.00 Credit limit: Max £50000.00/ Min £0.00 Late payment charge of £12.00 Foreign usage rates: 2.99% within Europe / 2.99% rest of world	0.0%	for 12 months 3.0% or £3.00 fee	0.0%	for 3 months	15.9% Typical APR (Variable)	Reward Points
	Barclaycard Football MasterCard Get ongoing access to once in a lifetime football experiences and exclusive offers more info Barclaycard Football MasterCard Typical APR of 14.9% Minimum monthly payments of 2.25% or £5.00 No annual fee Balance transfer rate of 0.0% PA for 12 months Balance transfer fee of 2.5% Cash withdrawal fee of 2.5% / Minimum £2.50 Credit limit: Varies Min £250.00 Late payment charge of £12.00 Foreign usage rates: 2.75% within Europe / 2.75% rest of world	0.0%	for 12 months 2.5% fee	n/a	n/a	14.9% Typical APR (Variable)	0% interest on football season tickets
	Chelsea FC Credit Card 0% BT for 12 months 0% purchases for 3 months. 1 point for every £1! more info MBNA Europe Bank Chelsea FC Credit Card Typical APR of 15.9% Minimum monthly payments of 3.0% or £25.00 No annual fee Balance transfer rate of 0.0% PA for 12 months Balance transfer fee of 3.0% or £3.00 Cash withdrawal fee of 3.0% / Minimum £3.00 Credit limit: Max £50000.00/ Min £0.00 Late payment charge of £12.00 Foreign usage rates: 2.75% within Europe / 2.75% rest of world	0.0%	for 12 months 3.0% or £3.00 fee	0.0%	for 3 months	15.9% Typical APR (Variable)	Earn 1 Reward Point every £1 you spend
	Arsenal MasterCard 0% BT for a year and 0% on purchases for 3 months + earn reward points! more info MBNA Europe Bank Arsenal MasterCard Typical APR of 15.9% Minimum monthly payments of 3.0% or £25.00 No annual fee Balance transfer rate of 0.0% PA for 12 months Balance transfer fee of 3.0% or £3.00 Cash withdrawal fee of 3.0% / Minimum £3.00 Credit limit: Max £50000.00/ Min £0.00 Late payment charge of £12.00 Foreign usage rates: 2.75% within Europe / 2.75% rest of world	0.0%	for 12 months 3.0% or £3.00 fee	0.0%	for 3 months	15.9% Typical APR (Variable)	Earn reward points
	Newcastle United MasterCard 0% BT for 12 months and 0% on purchases for 3 months. Earn points! more info MBNA Europe Bank Newcastle United MasterCard Typical APR of 15.9% Minimum monthly payments of 3.0% or £25.00 No annual fee Balance transfer rate of 0.0% PA for 12 months Balance transfer fee of 3.0% or £3.00 Cash withdrawal fee of 3.0% / Minimum £3.00 Credit limit: Max £50000.00/ Min £0.00 Late payment charge of £12.00 Foreign usage rates: 2.75% within Europe / 2.75% rest of world	0.0%	for 12 months 3.0% or £3.00 fee	0.0%	for 3 months	15.9% Typical APR (Variable)	Points
	Celtic FC Credit Card 0% BT for 12 & 0% on purchases for 3 months more info MBNA Europe Bank Celtic FC Credit Card Typical APR of 15.9% Minimum monthly payments of 3.0% or £25.00 No annual fee Balance transfer rate of 0.0% PA for 12 months Balance transfer fee of 3.0% or £3.00 Cash withdrawal fee of 3.0% / Minimum £3.00 Credit limit: Max £50000.00/ Min £0.00 Late payment charge of £12.00 Foreign usage rates: 2.75% within Europe / 2.75% rest of world	0.0%	for 12 months 3.0% or £3.00 fee	0.0%	for 3 months	15.9% Typical APR (Variable)	Rewards
	Middlesbrough FC 0% BT for 12 months & 0% on card purchases for 3 months + rewards! more info MBNA Europe Bank Middlesbrough FC Typical APR of 15.9% Minimum monthly payments of 3.0% or £25.00 No annual fee No balance transfer rate Balance transfer fee of 3.0% or £3.00 Cash withdrawal fee of 3.0% / Minimum £3.00 Credit limit: Max £50000.00/ Min £0.00 Foreign usage rates: 2.75% within Europe / 2.75% rest of world	0.0%	for 12 months 3.0% or £3.00 fee	0.0%	for 12 months	15.9% Typical APR (Variable)	1 Reward Point for every £1 you spend!
	England Rugby Credit Card 0% BT for 12 & 0% purchases for 3 months + enter 6 nations prize draw! more info MBNA Europe Bank England Rugby Credit Card Typical APR of 15.9% Minimum monthly payments of 3.0% or £25.00 No annual fee Balance transfer rate of 0.0% PA for 12 months Balance transfer fee of 3.0% or £3.00 Cash withdrawal fee of 3.0% / Minimum £3.00 Credit limit: Max £50000.00/ Min £0.00 Late payment charge of £12.00 Foreign usage rates: 2.99% within Europe / 2.99% rest of world	0.0%	for 12 months 3.0% or £3.00 fee	0.0%	for 3 months	15.9% Typical APR (Variable)	Save 5% at the Rugby Store.
	Aston Villa FC 0% BT for 12 months & 0% on card purchases for 3 months + rewards! more info MBNA Europe Bank Aston Villa FC Typical APR of 15.9% Minimum monthly payments of 3.0% or £25.00 No annual fee No balance transfer rate Balance transfer fee of 3.0% or £3.00 Cash withdrawal fee of 3.0% / Minimum £3.00 Credit limit: Max £50000.00/ Min £0.00 Foreign usage rates: 2.75% within Europe / 2.75% rest of world	0.0%	for 12 months 3.0% or £3.00 fee	0.0%	for 3 months	15.9% Typical APR (Variable)	1 Reward Point for every £1 you spend!
	Charlton Athletic FC 0% BT for 12 months & 0% on card purchases for 3 months + rewards! more info MBNA Europe Bank Charlton Athletic FC Typical APR of 15.9% Minimum monthly payments of 3.0% or £25.00 No annual fee No balance transfer rate Balance transfer fee of 3.0% or £3.00 Cash withdrawal fee of 3.0% / Minimum £3.00 Credit limit: Max £50000.00/ Min £0.00 Foreign usage rates: 2.75% within Europe / 2.75% rest of world	0.0%	for 12 months 3.0% or £3.00 fee	0.0%	for 3 months	15.9% Typical APR (Variable)	1 Reward Point for every £1 you spend!
	Manchester City FC 0% BT for 12 months & 0% on card purchases for 3 months + rewards! more info MBNA Europe Bank Manchester City FC Typical APR of 15.9% Minimum monthly payments of 3.0% or £25.00 No annual fee No balance transfer rate Balance transfer fee of 3.0% or £3.00 Cash withdrawal fee of 3.0% / Minimum £3.00 Credit limit: Max £50000.00/ Min £0.00 Foreign usage rates: 2.75% within Europe / 2.75% rest of world	0.0%	for 12 months 3.0% or £3.00 fee	0.0%	for 3 months	15.9% Typical APR (Variable)	1 Reward Point for every £1 you spend!
	Rangers MasterCard 0% BT for 12 & 0% on purchases for 3 months more info MBNA Europe Bank Rangers MasterCard Typical APR of 15.9% Minimum monthly payments of 3.0% or £25.00 No annual fee Balance transfer rate of 0.0% PA for 12 months Balance transfer fee of 3.0% or £3.00 Cash withdrawal fee of 3.0% / Minimum £3.00 Credit limit: Max £50000.00/ Min £0.00 Late payment charge of £12.00 Foreign usage rates: 2.75% within Europe / 2.75% rest of world	0.0%	for 12 months 3.0% or £3.00 fee	0.0%	for 3 months	15.9% Typical APR (Variable)
	West Ham United Visa Card 0% BT for 12 months & 0% on purchases for 3 months + rewards! more info MBNA Europe Bank West Ham United Visa Card Typical APR of 15.9% Minimum monthly payments of 3.0% or £25.00 No annual fee Balance transfer rate of 0.0% PA for 12 months Balance transfer fee of 3.0% or £3.00 Cash withdrawal fee of 3.0% / Minimum £3.00 Credit limit: Max £50000.00/ Min £0.00 Late payment charge of £12.00 Foreign usage rates: 2.99% within Europe / 2.99% rest of world	0.0%	for 12 months 3.0% or £3.00 fee	0.0%	for 3 months	15.9% Typical APR (Variable)	Reward Points

We present information which we obtain from independent sources and do not give financial advice. You should check rates and terms with the product provider.

Rates effective on 01 August 2008

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