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Current Accounts

Compare Current Accounts: High Interest Current Accounts, Business Current Accounts, Current Bank Accounts.

Current Account
Description Interest Overdraft
Paid AER EAR Limit
An account which gives you £5 each month you pay in £1,000, whether you're in credit or overdrawn. see site for details. Monthly 0.00% see provider £2,500.00
Receive £5 each month you pay in £1,000, whether you're in credit or overdrawn. Plus for £12.50 a month enjoy free benefits including Family Travel Insurance, AA Breakdown Insurance, and Payment Protection on products brought via your account. Monthly 0.00% 0.00% £300.00
SANTANDER WILL GIVE YOU £100 CASHBACK when you switch your main current account using their dedicated switching service and pay in at least £1,000 a month. Plus you'll earn a fantastic 5% AER (fixed). Annually 5.00% 0.00% £5,000.00
Receive a monthly reward of £5 each month you pay £1,000 into your Reward Current Account plus an easy-to-manage overdraft. Monthly 0.00% 0.00% £2,500.00
A current account with a great interest rate. Get up to 4% AER in months when you deposit £1,000. See site for details. Monthly 4.00% 19.30% see provider
A bank account with a great rate and benefits worth over £460 - all for just £10 a month! Including; Annual worldwide family travel insurance and vehicle breakdown cover. Monthly 5.00% 0.00% £100.00
A bank account with a great rate and benefits worth over £900 - all for just £20 a month! Including AXA PPP Healthcare, Annual worldwide family travel insurance, mobile phone insurance and Green Flag car breakdown cover. Monthly 5.00% 0.00% £500.00
Receive benefits worth up to £437 a year for a monthly fee of just £7.95. Includes European Travel Insurance, AA Breakdown Cover, Mobile Phone Insurance and lots more. Tiered interest rates apply. Monthly 4.00% 18.90% see provider
The Gold Account offers a range of great benefits worth up to £452 a year. Enjoy Worldwide and UK Travel Insurance, AA Breakdown Cover, Mobile Phone Insurance and much more for £12 per month. Tiered Interest rates apply. Monthly 4.00% 0.00% £100.00
Receive extensive levels of cover and protection with this account for just £17 per month. Enjoy benefits worth up to £721 per year from household names such as AXA and the AA. Tiered interest rates apply. Monthly 4.00% 0.00% £250.00
The Premier Account includes a wide range of benefits worth up to £1,126 a year for a monthly fee of £25. Tiered interest rates apply. Monthly 4.00% 0.00% £500.00
Lloyds TSB's free Classic Plus Account offers a great 4% AER on balances up to £2,500 when you deposit £1,000 per month. See site for details. Monthly 2.50% 19.30% see provider
Get an overdraft with 0% EAR for 12 months when you switch to Santander using the dedicated account transfer service. Plus they will match your previous overdraft up to £5,000(dependant on circumstances). Annually 1.00% 0.00% £5,000.00
Enjoy benefits worth up to £704 for just £12.95 a month. Including Mobile phone cover, Travel Insurance and even tailored rates on other Natwest products. Monthly 0.25% 18.49% see provider
You could save up to £908 over a year with this current account including great benifits such as worldwide multi-trip family travel insurance. Monthly 0.15% 17.00% see provider
A free day to day bank account with an overdraft facility to give your finances some breathing space. Monthly 0.10% 19.24% see provider
Lloyds TSB's free Classic Account will give you all you need to make everyday banking easier. Monthly 0.10% 19.30% see provider
Looking for a straightforward interest paying account with no monthly fees? See site for details. Monthly 0.10% 0.00% £100.00
A great day to day bank account with access to the HSBC Regular Savings account currently at 8%AER, see site for details. Annually 0.00% 19.00% £500.00
HSBC Advance could provide you with up to £500 of benefits and services a year for £6 a month for the first three months from account opening, see site for details. Monthly 0.00% 17.90% see provider
A free day to day bank account which gives you access to preferential deals with Nationwide such as; 5% on your fixed savings and 90% mortgages, see site for details. n/a 0.00% 18.90% see provider
Bad Credit Bank Account – No Credit Checks. Open a CardOneBanking account today, with No Credit Checks and Guaranteed Acceptance. You’ll avoid hidden charges and overdraft fees. n/a 0.00% 0.00% n/a
Easy Access
Description Account Type Interest Deposit
Paid AER Minimum Maximum
Receive a top rate of interest with this great savings account.Enjoy a guaranteed rate of 2.75% for 12 months; also make unlimited penalty free withdrawals and unlimited additional deposits. Instant Access Monthly 2.75% £1.00 £1,000,000.00
Earn a great rate of 2.75% gross/AER (variable) with this easy to open account, manage online and enjoy instant access to your money without notice or penalty. Instant Access Annually 2.75% £1.00 £2,000,000.00
Earn 2.75% AER on your savings with this great savings account. With unlimited free withdrawals you can access your money whenever you want. Open today with the quick and easy online application and instant account opening. Instant Access Annually/Monthly 2.75% £1.00 £2,000,000.00
Enjoy a competitive interest rate of 2.60% AER variable with this easy access savings account. Start saving from just £1 and make unlimited deposits to your online savings. Instant Access Annually 2.60% £1.00 n/a
Enjoy a competitive interest rate of 2.60% AER variable with this easy access savings account. Start saving from just £1 and make unlimited deposits to your online savings. Instant Access Annually 2.60% £1.00 n/a
Open an online e-Saver in 5 minutes and earn 2.40%AER (variable) for 1 year. Save anything from £1 to £1 million. T's and C's apply. Instant Access Annually 2.40% £1.00 £1,000,000.00
Enjoy up to 3 free withdrawals. To open an e-Savings Plus account you need to have a Nationwide Current Account (FlexAccount) See site for details. Instant Access Annually 2.00% £1.00 £500,000.00
Earn up to 0.75% AER(variable)on savings from £1 up to £50K.Ts&Cs apply Instant Access Annually 0.75% £1.00 £50,000.00
Fixed Rate
Description Account Type Interest Deposit
Paid AER Minimum Maximum
Choose to save over a term that suits you, the longer you save, the more interest you earn. 3 Years Fixed Annually 4.00% £500.00 £9,000,000.00
Interest paid either Annually at 4.00% AER, Quarterly at 3.94% or Monthly at 3.93%, Minimum Deposit £10,000. 5 Years Fixed Anually 4.00% £10,000.00 £5,000,000.00
Earn up to 3.75% gross p.a./AER fixed with this remarkable 3 years e-bond. To open an e-bond account you need to have a Nationwide Current Account (FlexAccount) See site for details. 3 Years Fixed On Maturity 3.75% £1.00 £3,000,000.00
Start saving today, earn a fixed rate of 3.75% AER on savings and choose when & how you have your interest paid. 3 Years Fixed Annually/Monthly 3.75% £2,000.00 £1,000,000.00
A savings bond with great rates. To open an e-Savings Plus account you need to have a Nationwide Current Account (FlexAccount) See site for details. 2 Years Fixed Annually/Monthly 3.50% £1.00 £3,000,000.00
Earn a great fixed rate on your savings for 2 Years.You can’t add to your savings so deposit as much as you can when opening. Tiered rates apply, see site for details. 2 Years Fixed Annually 3.50% £1.00 £2,000,000.00
Save from just £1 and earn a great fixed rate on your savings for 15 months; Tiered rates apply, see site for details. 15 Month Fixed Annually 3.00% £1.00 £2,000,000.00
Save for 1 year with this quick and easy online application with instant account opening. Deposit as much as you can in one go as no extra deposits are allowed. 1 Year Fixed Annually/Monthly 2.80% £500.00 £2,000,000.00
Save up to 2.50% AER with this 1 year tracker bond. Tiered interest rates apply. No further deposits can be made after opening. 1 Year Fixed Annually/Monthly 2.50% £100.00 £2,000,000.00
Online application for existing customers only. Tiered interest rates, see site for details. 1 Year Fixed On Maturity 2.00% £500.00 £1,000,000.00
ISAs
Description Account Type Interest Deposit
Paid AER Minimum Maximum
Choose to save over 1-4 years, with the peace of mind that you'll have a fixed rate of interest. Earn up to 4.25% AER 4 Year Fixed On Maturity 4.25% £500.00 £5,100.00
The Plan offers an annual interest payment of 4.15% paid to your nominated bank or building society account once a year, fixed for 3 years. 3 years Annually 4.15% £3,600.00 £5,100.00
Enjoy good returns with a 2.75% AER tax-free ISA when you save from £9,000. Transfer all your existing ISA savings in one manageable easy step. Instant Access Annually 2.75% £9,000.00 n/a
Save your yearly tax free allowance of £5,100 in this great eISA, Transfer in from existing cash ISAs. AVAILABLE TO NATIONWIDE CUSTOMERS ONLY. Instant Access Annually 2.67% £1.00 £5,100.00
Maintain a balance of £1,000 in your ISA and enjoy up to 4 penalty free withdrawals per year. Also transfer any existing ISA balances from other providers free of charge. Instant Access Annually 2.60% £1,000.00 £5,100.00
Open with £1000 and make unlimited number of deposits, up to £5,100 this tax year. If your balance falls below £1,000 the Halifax ISA Saver Direct variable interest rate and account conditions apply to your account from that date. Instant Access Annually 2.60% £1,000.00 £5,100.00
Save from £30,000 to receive 2.50% AER and from £10,000 - £29,999 to receive 2.25% AER, see site for details. Instant Access Monthly 2.50% £30,000.00 n/a
Transfer your previous years ISA's into this great cash ISA and earn 0.5% AER bonus. Tiered interest rates apply see site for details. Instant Access Monthly 2.50% £50,000.00 n/a
Transfer your previous years ISA's into this great cash ISA and receive 0.50% AER bonus, Teired interest rates apply see site for details. Instant Access Monthly 2.50% £50,000.00 n/a
Transfer your ISA'S and recieve 2.50% AER, Choose to save over 1-4 years, with the peace of mind that you'll have a guaranteed rate of interest. Teired interest rates. 1 Year Fixed Annually 2.50% £500.00 £5,100.00
Earn 2.00% AER tax-free (variable) when you save from only £1 including a 12 month variable rate bonus of 1.50% AER tax-free. Transfer all your tax-free savings in one easy step Instant Access Annually 2.00% £1.00 £9,999.00
Save from £1 to receive 2.00% AER, Tiered interest rates apply, see site for details. Instant Access Monthly 2.00% £1.00 £9,999.00
Open this monthly interest paying ISA in minutes online. Allows transfers in, and no penalties for withdrawals. Instant Access Annually 1.75% £1.00 £5,100.00
INVESTMENT ISA - A simple way to spread your investment across the London Stock Exchange. When the market’s climbing, so is your investment and share dividends can mean your investment is still growing, even when the market isn’t. '08-'09 return 29.2%AER Instant Access See Provider n/a% £1.00 £10,200.00
INVESTMENT ISA - The Virgin Climate Change ISA saves more than just tax. It aims to grow your money by investing in companies with a lighter than average environmental footprint. Save from £50 a month, with no set up charge. Instant Access See Provider n/a% £50.00 £10,200.00

* The interest is calculated on the annual rate. The rates displayed are for illustration purposes and you should obtain exact figures from the provider.

We present information which we obtain from independent sources and do not give financial advice. You should check rates and terms with the product provider.

Current Bank Accounts

A current bank account is a type of bank account offered by banks and building societies. People use Current Accounts for standard everyday transactions such as deposits and withdrawals of money and are often used to receive payment of salaries. Current Accounts offer a range of benefits to the user including cheque books, cash withdrawal cards, direct debit facilities, standing orders and interest paid on the money held within them. Interest and benefits offered by Current Accounts will vary greatly from institution to institution.

High Interest Current Accounts

A high interest current account is a current account for day to day banking requirements which pays a higher amount of interest to the account holder on funds deposited within it than standard current accounts.

Online Current Accounts

An online current account is now ubiquitous with every major bank offering internet banking. People can now access online current accounts 24 hours a day to handle all of their banking needs. They can open online current accounts, withdraw money, apply for loans, credit cards, mortgages and even work with a personal banker. Most major banks now provide online banking, and there are many financial institutions that operate solely as an online banking facility on the Web.

Business current account

A Business Bank Account is a bank account with specifically tailored features and benefits for the needs of a business. Business Bank Accounts give better rates to businesses that open both current and saving Business Bank Accounts. There are many Business banking facilities available offering varying rates of interests and benefits.

How to find the Best Current Account for You

To find the best current accounts or the current account for you ensure that you shop around. Each current account offers different incentives, overdraft limits and rates along with the frequency of interest paid. You should compare the functionality of each current account making sure you select one that matches your requirements.

 
Related links: Articles & Guides

Banking News

26th Aug 2010

By: Katy Ward Believe it or not, some of us have longer relationships with our current accounts than our other ...»

19th Aug 2010

By: Editorial Team We look at this week's major news stories and how they affect our readers.»

The rates and products displayed within these tables are updated on a regular basis however due to the dynamic nature of the market some product details and rates may be out of date. We therefore do not take any responsibility for the accuracy of the information supplied within the table although we will always make our best endeavour to ensure that the information provided is as accurate as possible. You should always check rates and terms with the product provider.

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