Life Insurance
Compare Life Insurance: Level Term Life Assurance, Short Term Insurance and Critical Illness Assurance
- Fill in the short form and tell us more about the cover you are interested in.
- Tell us more about yourself, so we can find an offer tailored to your needs.
- An adviser will contact you and provide you with advice on the available deals in the market place.
We've added an extra box in order to collect some information about your partner because you have chosen a joint policy.
- Settle your outstanding mortgage debt, credit cards and other loans.
- Maintain your family's standard of living.
- Help pay for your children's education.
- Pay funeral costs.
* Rate guaranteed for the term of the policy. Based on 21 years for Level Term, Single cover available to a male, non-smoker, 45 years of age next birthday. Details correct as of 25/11/2011. Premiums will vary depending on individual circumstances.
Life Insurance
Life assurance pays out a set amount of money upon the death of the insured.
Whole Life Insurance
Whole life insurance or whole of life assurance is a life insurance policy that remains for the insured's whole life and in most cases requires premiums to be paid for the life of the policy.
Level Term Insurance
Level Term assurance also known as Level term life insurance is where the sum assured is guaranteed to be the same over a given period of years, the term. It is a specific life assurance policy that only pays out if the insured dies within the relevant term.
Mortgage Payment Protection Insurance
Mortgage payment protection insurance also known as Mortgage Protection Insurance pays mortgage repayments in the event of accident, sickness or unemployment.
Critical Illness Assurance
Critical illness insurance or critical illness cover is an insurance product. It is where an insurer is contracted to typically make a cash payment if the policy holder is diagnosed with one of the critical illness listed in the policy.
Permanent Health Insurance
Sometimes known as PHI pays a proportion of your salary if you are unable to work through sickness or accident. Unlike ASU insurance, it continues paying until your normal retirement date (or return to work, if sooner).
How to find the Life Insurance for You
To find the right Life Insurance for you ensure that you shop around. Each Life Insurance Company has different monthly premiums which will vary depending on your circumstances. You should always compare other insurers rather than just accept the initial Life Insurance quote you receive, especially if it is in conjunction with a loan or mortgage and the quotation is being provided by the lender.
