Home Insurance and Subsidence

If you have found that your house has subsidence, or you suspect your house has subsidence contact your insurance company immediately. Dependent on the type of cover you have they will normally begin by monitoring the problem to establish whether this is a current or historic issue. This can be time consuming and last for a period of up to 12 months.

Different insurance companies will have different policies on subsidence claims so there's no easy recommendation to make except to ensure that you contact them immediately.

Insuring a house with subsidence

Many insurers will refuse to cover a new property that currently has subsidence as they clearly would not want to pick up the cost. If you're considering buying a house with subsidence and can't find insurance then perhaps your best bet is to take over the existing policy of the seller.

If you are loking to re-insure with a different company then we can help. With over 60 UK insurance companies we are sure we can get you the best price.

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Guide and Glossary

Read the Beat That Quote™ guide to household insurance.