UK Permanent Health Insurance policy
A UK Permanent Health Insurance Policy (PHI) is a policy that pays out regular sums of money to the insured after specified period during disability through sickness or accident and injury. The benefit is payable until the policy holder returns to work, dies, or the policy term expires, whichever is earlier. Such a policy is used to replace a percentage of full income and not just the monthly mortgage repayment.There are various types of income protection policies. A UK Permanent Health Insurance Policy is not an accident, sickness and unemployment insurance policy which usually only give cover for up to two years. In order that you get the right cover for your specific needs we would recommend you speak with a qualified advisor. Please complete the enquiry form to the right.
A UK Permanent Health Insurance Policy pays an income until you return to work or at normal retirement age. PHI does not cover unemployment.
We recognise that most people buy online to save money. Beat That Quote™ is independent so unlike a bank or tied agent that only sell a limited range of products, our advisors search the whole market to find the best value UK PHI Policy.
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Finding the best PHI Plan for your personal circumstances can be time consuming and confusing. You can either get a quote yourself or fill in the form to the right and let us do the work for you.
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