Loan Interest APR
Finding low interest rate loans online
Like all organisations which lend money, lenders have to tell you the annual percentage rate or APR they charge when you borrow money. The APR is a figure which helps to give you an idea of the cost of credit. The APR takes into account both interest rates and any other charges as a yearly charge or a charge for borrowing cash. APRs are a guide to the cost of borrowing. The cost for individual customers depends on how you decide to pay back the money. More Info
At Beat That Quote our aim is to find you a loan with the best possible interest (APR). With over 550 products listed on our site we are sure to find the best rate for you. Either use our tools to find the best value product or let us do the work for you. Hide
Secured Loan Interest APR
The APR on a secured will tend to be lower than that for an unsecured loan since the loan has less perceived risk because of the collateral that is placed as a security. Should the repayments on the loan be defaulted on then the value of the security can be used to settle the loan.
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Unsecured Personal Loan Rate
The opposite of a secured loan, an unsecured loan is a personal loan that is granted solely on personal trust and agreement. To reflect this added lending risk the unsecured personal loan rate may be higher than that for a secured loan.
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Car Loans
If you can't find a lender to finance your car, check our car finance deals. These lenders will often use the car you intend to purchase as security subject to you paying an initial deposit.
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*Potential savings will vary depending on the amount you are borrowing, the rate you are currently paying and the rate you may be eligible for.
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