Most hated driving habits revealed

Share This Article

• Facebook
• Twitter
• Digg it
• Print

From tailgating to speed demons, there are plenty of reasons for us to feel road rage. But which driving habit is the most annoying?

If you really hate tailgating, then you're not alone. A survey of 2,500 drivers found that this was the habit most hated by drivers, with 79% of motorists saying they loathe this act.

Some 70% said they really dislike it when other motorists don't indicate and a further 64% said they hate it when other drivers cut them up.

Of those quizzed by YouGov on behalf of Admiral Insurance, 55% said they hate it when other drivers hog the middle lane on motorways.

Here’s the full list of what most annoys other road users:

How bad driving habits cost you money

Not only are many of these habits dangerous, they could also leave you seriously out of pocket.

If you were involved in an accident because you were tailgating, speeding, or were guilty of some of the other habits on the list and you then had to make a claim on your car insurance, you could see your future car insurance premiums increase.

Likewise, when taking out a car insurance policy, you will need to inform your insurance company if you have received any speeding tickets, which could see your premiums increase.

Along with driving safely, there are a number of other ways you can ensure your insurance premiums stay low.

First of all, when you are due to renew your insurance, don’t just accept the renewal price offered by your current insurer. Try shopping around using an online comparison site to see if you can get a better deal elsewhere.

Next you should think about increasing your voluntary excess. Usually, the more you are prepared to pay out in the event of a claim, the lower your premiums will be.

Quiz

Car insurance: fact or fiction

Car insurance costs are at a record high, creating more misery for cash-strapped motorists. To make matters worse, you risk overpaying on your premiums or even invalidating your insurance if you don’t know your policy’s fine print inside out.

So how good is your car insurance knowledge…?

Which colour of car is more expensive to insure – red or white?

They’re the same

Red

White

From December 2012, insurers will no longer be able to consider which of the following when setting premiums?

Job

Gender

IQ

Fully comprehensive policies automatically cover other people to drive your car – true or false?

True

False

Will your insurance always go up if you receive a speeding ticket?

Yes

No

Car insurance is often cheaper if you pay by monthly direct debit – true or false?

True

False

Which of the following could lower your car insurance costs?

Agreeing to pay a higher excess

Using your car for business purposes

Washing your car every week

0 / 6

Score: 0 out of 6

Retake the quiz

Another thing you can do to lower the cost of your car insurance is fit a security device such as an alarm or immobiliser.

While this modification is usually given the thumbs-up by insurance companies, most other types of alteration are not and can cause your premiums to increase.

Finally, if you can afford to, pay your year’s insurance premium in one lump sum, rather than in monthly instalments. You will usually receive a discount for doing so as it reduces the insurer’s admin costs.

**This material is for information purposes only and should not be considered financial advice. We strongly encourage our readers not to rely solely on this content, but to seek independent advice when making financial decisions.**

Tags for this article