Loans

£20 billion of loans given without proper checks

13th May 2008

A recent report claims that borrowers have been able to obtain loans amounting to billions of pounds without going through proper income and financial checks, according to the Thrifty Scot.Lenders may have given out around £20 billion without carrying out adequate checks such as asking ... read more »

Overdrafts rise as banks toughen up lending criteria

2nd May 2008

Recent figures from the British Banking Association suggest that consumers might be turning to banks’ overdraft facilities to gain credit, instead of getting a personal loan or other form of credit. The amount borrowed on overdrafts rose in March by £217m, hitting £9.6bn in total. Although ... read more »

Credit crunch dangers for women in debt

1st April 2008

For women today, there have never been so many opportunities. Once a woman’s ambition, or rather sole option, would have been to become a wife and mother, hopefully married to a man who could provide life-long financial stability. Now she has a wealth of choices – either to have a career, or to ... read more »

Managing the costs of the big day

1st April 2008

With the clocks changing, it feels like the first days of spring are finally here. And with the longer days and the blossom trees in bloom, you might have started making plans for one of the biggest days of all, your wedding. Perhaps you used the opportunity of this year’s leap year to make a ... read more »

Buying a used car

5th March 2008

The allure of driving a brand-new car with the most recent number plate is as undeniable as it is expensive. However even if you can't afford or justify the expense of buying a brand new registration vehicle, you can take advantage of the new number plate registrations to bag yourself an automotive ... read more »