Remortgages
Remortgages UK
Welcome to Beat That Quote’s remortgage section - the best place on the web to find the cheapest mortgage deals in the UK. With over 8500 products compared on our web site, you can be sure to find the right one for you. Why waste time searching hundreds of sites or phoning round brokers when you can get all the information from one site? Our service is FREE to use and you have NO OBLIGATION to proceed unless YOU want to. So what do you have to lose? Try us and let us Beat That Quote!
If you haven’t remortgaged recently and you are currently on the lenders standard variable rate you may be surprised as to how much you can save. Alternatively, if you’re approaching the end of your discount period then make sure you evaluate a new mortgage to see if you can benefit from the special discounted rates now available.
Compare cheap remortgage quotes 
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Remortgage Advice
With all the different types of products available it’s easy to get confused. So if you want mortgage advice then speak with our professional mortgage advisors.
Bad Credit Remortgage
If you believe you have a County Court Judgement (CCJ) registered against you or have a poor (adverse) credit rating then don’t worry. We have a range of competitive bad credit mortgages . Just click on the button below, complete the simple form and a broker will be in touch.
Buy to let Remortgage
If you’re considering a buy to let remortgage to see if there’s a more competitive rate then simply fill out our application form and a broker will be in touch. You may be surprised at the costs savings.
Remortgage Calculator
Please use our remortgage calculator to work out your monthly repayments or to see the size of mortgage you can afford.
Fixed Rate Remortgage
With a fixed rate mortgage you can fix your interest rate for a given period: 2, 3, 4, 5 and 10 year period are usually available from a range of lenders. But remember, if rates come down yours will be fixed.
Self Cert Remortgage
This is also known as Self Certified or Self Certificated. If you’re self employed or a contractor and don’t have several years of accounts to prove your income then a self cert remortgage may be for you. Essentially, you confirm to the lender your earnings but please make sure your earning will be sufficient to meet your repayments. Self Certificated rates are often higher than standard Full Status mortgages.
Self Employed Remortgage
As the name suggests, a self employed remortgage is for the self employed. This differs from a self certificated mortgage in so far as you may be required to prove income by providing accounts.
100% Remortgage
A 100% remortgage is one where the value equals the value of the property. It does not necessarily have to match exactly. Some lenders have been known to lend in excess of the property value i.e. 105% of the property value.
Flexible Remortgage
A flexible mortgage is one where the lender may allow overpayments or payment holidays, usually within a prescribed limit. The benefit is that you can reduce the overall interest payments, but the downside is that the rate of interest may be slightly higher. We would recommend you speak with a qualified advisor to discuss this option.
Tracker Remortgage
A tracker remortgage is a variable mortgage that is either above, at, or below the Bank of England's Base Rate by a set percentage within a set period.
Offset Remortgage
An Offset remortgage is one which allows the borrower to keep balances (such as mortgage debt, savings account and current account) in separate accounts, but, for the purposes of interest calculation, all balances are aggregated. (Different lenders will have slightly different approaches.)Money in savings or current accounts is set against the mortgage balance and interest is only charged on the outstanding amount, meaning interest payments are reduced
Discount Remortgage
This is a variable mortgage that is discounted from a Lender's standard variable rate (SVR) by a set percentage within a pre-defined period. There are a number of variants of this product, some which have redemption penalties if you repay the loan within the discount period and some which penalise you for repaying within a period after the discounted period.
Compare Remortgage
Beat That Quote compares 8500 mortgages on its web site. This almost every mortgage from every lender in the UK so you can be almost certain that you will find the best deal at this moment.
Remortgage Rates
The mortgage rate is the interest rate, usually expressed as the Annual Percentage Rate, (APR) that you will pay on your loan. These are driven by the Bank of England base rate which at the time of writing (June 2005) is at 4.12%
Cheap Remortgage
If you’re looking for a cheap remortgage then you’ve come to the right place! We list almost every product from every UK lender so you can be sure to find the cheapest one for you circumstances.
Remortgage Quote
Click here for a remortgage quote. Just complete our simple application form and one of our brokers will contact you.
Best Remortgage
The best remortgage deal is very much dependent on your personal situation. Are you looking for a tracker, fixed or discount rate? Click on the application button, fill out the short form and an advisor will contact you to discuss your requirements and find you the best deal.
Remortgage Interest Rate
The mortgage interest rate is usually expressed as the Annual Percentage Rate (APR). It represents the cost of the mortgage per year. The APR takes in to account other costs and includes these as well as the interest rate.
